There are many reasons to hire an attorney, but one common reason is if your insurance claim has been denied. Your attorney can take a number of steps for you to help you get the money you need. These are the top three reasons to hire an attorney.
Your Attorney Can Put Pressure On the Insurance Company
The first reason to hire an attorney is because he or she is able to put more pressure on the insurance company. Even a notice that you're considering suing the company can make it more likely to want to negotiate with you or give your case a second look.
Your Attorney Can Help You File a Lawsuit
In the case that you've exhausted your options for compensation through the typical channels, your attorney can help you file a lawsuit against the insurance company. This lawsuit is called a civil lawsuit and is filed in any local court. Your attorney can file the correct documents with the court and help you decide what kind of settlement you're really after. In most cases, your attorney will be able to negotiate with the insurance company before you go to court so you never have to make an appearance.
Your Attorney Can Negotiate On Your Behalf
One reason people give up on lawsuits or insurance claims is the difficulty of negotiating with an insurance carrier. It can take many hours of collecting evidence and supporting documents to argue your case, and if you're recovering from an injury, this may not be something you feel ready to do. Fortunately, if you supply information to your attorney, like your doctor's information or other facts about the case, your attorney can work toward a resolution without you needing to be involved much at all. In fact, most of the time, you won't have to go to court because a settlement can be reached. If the insurance company doesn't want to negotiate, then your attorney can help you prepare for going to court, where you might need to make a statement or prepare a testimony for the judge or jury.
These are just a few reasons to hire an insurance claim denial attorney. They can help you get ahead with your claim and appeal any denials you have received. With the right help, you can be on the way to getting the compensation you need from your insurance company so you can cover your losses.