Starting Over - Life After Bankruptcy

4 Reasons Elderly Parking Lot Accidents Are Increasingly Common

In recent years, cases of elderly drivers hitting pedestrians and other cars in parking lots are increasingly common. In November of 2014, a pregnant woman was hit and killed by an 88-year-old driver who mixed up the gas and brake pedals. In 2003, an elderly man struck and killed nine people when he confused the gas and brake pedals and headed into a farmer's market. An additional 54 were hurt. Unfortunately, these cases are all too common, and the result is often a personal injury or wrongful death lawsuit. Read More 

Dads Going Through Divorce: Why Mothers Win More Custody Battles

According to some statistics, mothers win custody battles about 68% to 88% of the time. This means that, as a father, there are some factors going against you even before the custody hearing ensues. It is good to know what these factors are, and what you can to gain a level playing field in the battle to get your children's custody. There may be many such factors, but here are two of the most important: Read More 

How To Have A Respectable Legal Career Without Going To Law School

It is not necessary to go to law school to have a respected legal career. Many people grow up watching courtroom dramas. They may dream of delivering the winning argument in a big case. Others may want the large salary that quite a few lawyers earn. Reality hits at some point in most lives. It takes a lot of time and money to become a lawyer. Law school is three years long and quite expensive. Read More 

Understanding Your FICO Score And Chapter 7 Bankruptcy

If you are contemplating filing for chapter 7 bankruptcy protection, then it is vital that you understand how it will affect your FICO credit score. By gaining a better understanding of your FICO score, you will be able to financially recover from your bankruptcy filing more quickly. In addition, you will have less anxiety about the unknown when you clearly understand what will happen to your score post-bankruptcy. Fair Isaac Company and FICO Scores Read More 

What Happens When You Receive A Foreclosure Letter?

Sometimes you might find yourself in a situation you could not have imagined, such as missing one or more mortgage payments. This will quickly be followed by a series of communications often ending in a foreclosure letter from the attorney representing your lending institution. To prevent this outcome, it may be possible for you to arrange a loan modification or loss-mitigation by discussing these options with your lender. Neither you nor your lender wants a foreclosure to take place: Read More